---
title: "Services: Why You Should Use an Independent Broker"
description: Jensurance Services details the broker services available & how you can benefit from a broker's help.
---

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 Broker Services

# Services (and Benefits of Using a Broker)

Many people are surprised to learn the benefits that come with developing a relationship with a broker.

## There will never be any charge to you for any of my services.

This means you have nothing to lose except the headache of having to do everything yourself when insurance shopping!

### Expert Guidance

Brokers provide expert guidance throughout the application and enrollment process for coverage in the health insurance Marketplace.

### Impartial Advice

Independent brokers offer knowledge and up-to-date training in insurance products from many different carriers so you get a wide range of choices and impartial advice.

### Find Savings

Brokers can determine eligibility for financial help options and estimate your potential cost savings before you even apply for coverage. They can generate quotes with the savings you qualify for already factored in.

### Verified Accuracy

Brokers offer a step-by-step walkthrough of the application process to prevent any errors or inaccurate information being submitted that could cause a delay in approval or effective date of the policy.

### Available Year-Round

Brokers are available year-round, not just during open enrollment, to answer questions, solve problems, and act as an advocate on your behalf to the insurance company (if the need arises).

### Confirm Coverage

Brokers will get to know your needs and make sure that the doctors and hospitals you trust, and the treatments and medications you require, will be covered under the plan you choose.

### Free Services

Insurance companies pay the broker's commission and this is already built into the cost of their policies. You'll pay the same amount for your plan whether you use a broker or buy it yourself.

### Claims Support

Brokers help to ensure that claims are submitted by required deadlines, processed efficiently, and see them through to resolution. They can also advocate on your behalf with the insurance carrier, if needed.

### Time Savings

A broker knows which carriers offer policies that fit your specific needs. They can run several quotes at once for comparison, which saves you time from filling out multiple requests on your own for quotes.

### Personal Relationship

Brokers will spend time learning about your needs and those of your family. They're always available to address questions or problems, and you benefit from speaking with someone who knows your situation and what solutions might work for you.

### Status Updates

Your broker will keep you posted on your application status from start to finish. They will also make sure you receive everything you need once you're enrolled (ID cards, policy details, provider directories, prescription formularies, and more).

### Continued Guidance

Brokers conduct periodic reviews to ensure your plan is still right for you, and can help make changes outside of open enrollment for major life changes (such as marriage, moving, childbirth). They will also send you reminders of any deadlines or important dates to remember so you don't miss anything that might put you at risk of losing coverage.

[Contact Me!](https://www.getjensurance.com/contact-me)

Health Insurance Marketplace® is a registered service mark of the U.S. Department of Health & Human Services.

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LIC: 2934766  |  NPN: 20546480

Jensurance by Jennifer Pace, an independent health insurance broker dedicated to helping people find the right plan to fit their specific needs. Always free and always at your service, even after enrollment. Contact me today!

#### Pages

- [Home](https://www.getjensurance.com)
- [Services](https://www.getjensurance.com/services)
- [About Me](https://www.getjensurance.com/about-me-why-im-an-affordable-health-insurance-broker)
- [FAQ](https://www.getjensurance.com/faq)
- [Contact Me](https://www.getjensurance.com/contact-me)
- [Resources](https://www.getjensurance.com/resources-helpful-links-tools) 
    - [Ready to Apply? Checklist!](https://www.getjensurance.com/ready-to-apply-checklist)
    - [Links Roundup](https://www.getjensurance.com/links-roundup)
    - [Glossary](https://www.getjensurance.com/glossary)
    - [Infographics Gallery](https://www.getjensurance.com/infographics)
- [My Blog](https://www.getjensurance.com/blog)

#### Resources

- [Health Insurance Marketplace](https://www.healthcare.gov/)
- [Centers for Medicare & Medicaid Services](https://www.cms.gov/)
- [Texas Health and Human Services](https://www.hhs.texas.gov/)
- [Jennifer Pace on HealthSherpa](https://www.healthsherpa.com/?_agent_id=jennifer-pace)
- [National Insurance Producer Registry (NIPR)](https://nipr.com/)

© 2025 Jensurance by Jennifer Pace. For informational purposes only. Not financial or medical advice. Licensed insurance agent (NPN 20546480, LIC 2934766) providing general information that shouldn't replace professional consultation. No guarantees, warranties, or specific outcomes implied. Information may become outdated. Readers responsible for their decisions. Not liable for actions taken based solely on information presented. Full text of disclaimer available at [https://www.getjensurance.com/disclamer](https://www.getjensurance.com/disclaimer) with contact information for site administrator.

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