--- title: "Blog: ACA Insurance Marketplace" description: Explore my blog for expert insights on affordable healthcare, stay updated on the ACA, and make informed choices! --- [Skip to content](https://www.getjensurance.com/blog/page/1#main-content) [tel:18324581455](tel:18324581455) [![jensurance-logo-453x121](https://www.getjensurance.com/hs-fs/hubfs/jensurance-logo-453x121.jpeg?width=453&height=121&name=jensurance-logo-453x121.jpeg "jensurance-logo-453x121")](https://www.getjensurance.com) - [Home](https://www.getjensurance.com) - [Services](https://www.getjensurance.com/services) - [About Me](https://www.getjensurance.com/about-me-why-im-an-affordable-health-insurance-broker) - [FAQs](https://www.getjensurance.com/faq) - [Contact Me!](https://www.getjensurance.com/contact-me) - [Resources](https://www.getjensurance.com/resources-helpful-links-tools) - [Ready to Apply? Checklist!](https://www.getjensurance.com/ready-to-apply-checklist) - [Links Roundup](https://www.getjensurance.com/links-roundup) - [Glossary](https://www.getjensurance.com/glossary) - [Infographics Gallery](https://www.getjensurance.com/infographics) - [My Blog](https://www.getjensurance.com/blog) ![Banner with a laptop, notebook, and text about an insurance blog that provides news and updates about the ACA and Insurance Marketplace.](https://www.getjensurance.com/hs-fs/hubfs/7-0-blog-listing-banner-2-min.jpg?width=1275&height=372&name=7-0-blog-listing-banner-2-min.jpg "Banner with a laptop, notebook, and text about an insurance blog that provides news and updates about the ACA and Insurance Marketplace.") Jensurance Blog # ACA Health Insurance Marketplace® Information & Updates I'm Jen (of Jensurance) and I want to welcome you to my blog. I am no longer selling insurance due to the changes in the ACA, Medicaid, and Medicare resulting from the One Big Bullshit Bill Act. I will not represent brands (insurance companies) or sell products (current insurance plans) that I can't stand behind or believe in so that leaves me out of the insurance game now. However, I'm a forever advocate of the ACA as well as health/health insurance literacy so I'm going to attempt to keep this site up for as long as I can afford it, both financially and emotionally, as an educational resource. I did have information here about my upcoming e-book but that has also been put on hold indefinitely because, just like with my website and my past blog entries, there are going to be updates needed to every single page and that's going to be a slow process as I am the one and only content creator, webmaster, blog writer, and SEO manager. Keep checking back and I'll keep doing my best to provide true information in the midst of the ocean of misinformation currently flooding our country and our minds. - [FEATURED BLOG](https://www.getjensurance.com/blog) - Jen Pace - 12/08/2025 ## Health Insurance Alternatives: Direct Primary Care (DPC) With so many people in a very vulnerable position facing losing their Marketplace coverage, there is no shortage of unscrupulous individuals popping up and misleading consumers by selling what they claim to be "alternatives" to traditional health insurance. This is dangerous territory as they're happy to sell you what they say is a bargain but what you will probably find is simply a frustrating and costly disappointment. Not all of the alternative offerings are scams and some people are very happy with them. **Your best defense is to be prepared by knowing what to watch out for when looking for affordable care options.** So many of us are struggling due to the expiring subsidies and massive premium and deductible increases and these "alternatives" are so appealing. My **Alternative Health Plans: Scam or Bargain?** series is here to help, even if in just a small way, by arming you with information. I detail **red flags** to look for, **potential drawbacks** from different types of plans/programs, and the **perks** of some of the better options. The [introductory post](https://www.getjensurance.com/blog/alt-health-plans-intro) gives a general overview of the most common types of alt health plans being relentlessly marketed right now and the following installments of the series dive deep into each of those types. Today I'm happy to present [Part 4: Direct Primary Care (DPC)](https://www.getjensurance.com/blog/alt-health-plans-dpc).  I find this to be the most tempting of the "alternatives". It's not the right fit for me with my chronic conditions, but it could be right for you or someone you know. Click on the link below to read all about it and decide for yourself. The other 3 parts of the series are available below ([Intro](https://www.getjensurance.com/blog/alt-health-plans-intro), [Short-Term Plans](https://www.getjensurance.com/blog/alt-health-plans-short-term), and [Health Care Sharing Ministries](https://www.getjensurance.com/blog/alt-health-plans-hcsm)). Make sure to at least skim over those, too, so you can go forth and make informed choices. I wish everyone the best. This is so hard but we will all get through it. Just hang on tight. At least we're in it together. [BLOG: Health Insurance Alternatives: DPC full article](https://www.getjensurance.com/blog/alt-health-plans-dpc) ![A doctor and patient having a conversation with a colorful abstract background.](https://www.getjensurance.com/hs-fs/hubfs/DOCPATIENT2618x618-min.jpg?width=618&height=618&name=DOCPATIENT2618x618-min.jpg) Stay up-to-date with my most recently published articles: ## Recent Posts ### DID YOU KNOW? ACA/Marketplace facts! My new post is from the Did You Know series I've been posting on my socials! It will be updated every couple of days but this is the beginning just to make sure I know what I'm doing. [Read full post: DID YOU KNOW? ACA Facts](https://www.getjensurance.com/blog/did-you-know-social-media-series-on-aca/marketplace-insurance) ### Centers for Medicare & Medicaid Services Enrollment Update This post is from the Open Enrollment Period Snapshot from CMS that was released on 01/08/25. It has some really exciting enrollment numbers, and details about how consumers can still enroll for coverage to start on February 1 (deadline Jan. 15)! [Read full post: CMS Enrollment Update from 01-08-25](https://www.getjensurance.com/blog/centers-for-medicare-medicaid-services-enrollment-update) [![](https://www.getjensurance.com/hubfs/FEATIMG1200X628-min.jpg)](https://www.getjensurance.com/blog/alt-health-plans-dpc) - [Jennifer Pace](https://www.getjensurance.com/blog/author/jennifer-pace) - December 5, 2025 ### [Health Insurance Alternatives: Direct Primary Care (DPC)](https://www.getjensurance.com/blog/alt-health-plans-dpc) Welcome to Direct Primary Care, the fourth installment in my series investigating so-called alternatives to traditional... [Continue to the full article](https://www.getjensurance.com/blog/alt-health-plans-dpc) [![Abstract depiction of colorful human-like silhouettes against a dynamic background of swirling patterns.](https://www.getjensurance.com/hubfs/crowd-silhouette-feat-img-min.jpg)](https://www.getjensurance.com/blog/alt-health-plans-hcsm) - [Jennifer Pace](https://www.getjensurance.com/blog/author/jennifer-pace) - July 12, 2025 ### [Health Insurance Alternatives: Health Care Sharing Ministries](https://www.getjensurance.com/blog/alt-health-plans-hcsm) Back with the third installment of the Alternative Health Plans: Scam or Bargain? series to discuss Health Care Sharing... [Continue to the full article](https://www.getjensurance.com/blog/alt-health-plans-hcsm) [![Collage with text about CMS final rule and images of concerned people, documents, and a bloody handprint.](https://www.getjensurance.com/hubfs/FEATIMGCMSFINALRULE-MIN.jpg)](https://www.getjensurance.com/blog/final-rule-2025-aca-changes) - [Jennifer Pace](https://www.getjensurance.com/blog/author/jennifer-pace) - June 26, 2025 ### [CMS: 2025 Marketplace Integrity and Affordability Final Rule](https://www.getjensurance.com/blog/final-rule-2025-aca-changes) Here we go. Here are the changes that are going to stick. [Continue to the full article](https://www.getjensurance.com/blog/final-rule-2025-aca-changes) [![A colorful scene with a stethoscope, bright pills, and a rolled-up currency note on a vivid, marbled background.](https://www.getjensurance.com/hubfs/acafeatimg.jpg)](https://www.getjensurance.com/blog/proposed-aca-changes-2025) - [Jennifer Pace](https://www.getjensurance.com/blog/author/jennifer-pace) - June 24, 2025 ### [Summary of ACA Provisions: 2025 Federal Budget Reconciliation Bill](https://www.getjensurance.com/blog/proposed-aca-changes-2025) An overview of the proposed ACA-related changes Before we dive into it, here's a quick glance at the provisions... [Continue to the full article](https://www.getjensurance.com/blog/proposed-aca-changes-2025) [![Colorful abstract artwork featuring an hourglass, calendar, and stopwatch.](https://www.getjensurance.com/hubfs/FEATIMGCOLLAGEFINAL-min.jpg)](https://www.getjensurance.com/blog/alt-health-plans-short-term) - [Jennifer Pace](https://www.getjensurance.com/blog/author/jennifer-pace) - June 6, 2025 ### [Health Insurance Alternatives: Short-Term Plans: The Details](https://www.getjensurance.com/blog/alt-health-plans-short-term) As you’re probably aware by now, there are major, life changing modifications pending for the ACA and its associated... [Continue to the full article](https://www.getjensurance.com/blog/alt-health-plans-short-term) [![Teal background with yellow and orange question marks painted all over it with a strip of paper peeled back in the center.](https://www.getjensurance.com/hubfs/dangerabstract-min.jpg)](https://www.getjensurance.com/blog/alt-health-plans-intro) - [Jennifer Pace](https://www.getjensurance.com/blog/author/jennifer-pace) - May 29, 2025 ### [Introduction to “Alternative Health Plans”: Scam or Bargain?](https://www.getjensurance.com/blog/alt-health-plans-intro) As uncertainty continues to surround the future of the ACA, Marketplace insurance, and cost saving subsidies that have... [Continue to the full article](https://www.getjensurance.com/blog/alt-health-plans-intro) [![Abstract painting with vibrant chevron patterns in blue, teal, pink, yellow, and purple.](https://www.getjensurance.com/hubfs/many-checks-2-1-min.jpg)](https://www.getjensurance.com/blog/2-1-checklist-step-by-step) - [Jennifer Pace](https://www.getjensurance.com/blog/author/jennifer-pace) - May 16, 2025 ### [The Ready to Apply? Checklist: Step by Step Walkthrough](https://www.getjensurance.com/blog/2-1-checklist-step-by-step) From Obamacare? Marketplace? The Exchange?: A Comprehensive Guide (Part 2: Apply. Compare. Enroll.) COMING SOON! [Continue to the full article](https://www.getjensurance.com/blog/2-1-checklist-step-by-step) [![Comic book-style explosion with "Insurance Word of the Day" text.](https://www.getjensurance.com/hubfs/UNIVERSALFEATIMGIFNEEDED.jpg)](https://www.getjensurance.com/blog/wotd-d1-advance-directive) - [Jennifer Pace](https://www.getjensurance.com/blog/author/jennifer-pace) - May 14, 2025 ### [WOTD Round 2 Day 1: Advance Directive](https://www.getjensurance.com/blog/wotd-d1-advance-directive) Quick note as we start day 1: I was seriously frustrated by the restrictions of the post length limit during the last... [Continue to the full article](https://www.getjensurance.com/blog/wotd-d1-advance-directive) [![Two hands exchanging a passport against a colorful, swirling background.](https://www.getjensurance.com/hubfs/passport1-feat-img-min.jpg)](https://www.getjensurance.com/blog/2-2-apply-without-ssn) - [Jennifer Pace](https://www.getjensurance.com/blog/author/jennifer-pace) - May 11, 2025 ### [Applying for Marketplace Insurance Without a SSN](https://www.getjensurance.com/blog/2-2-apply-without-ssn) Note from the author re: changes to the ACA under the Trump Administration The rules and regulations in regards to the... [Continue to the full article](https://www.getjensurance.com/blog/2-2-apply-without-ssn) [![A contract document with a large pink 'X' over it, surrounded by colorful, swirling patterns.](https://www.getjensurance.com/hubfs/featimg-cancel-policy-min.jpg)](https://www.getjensurance.com/blog/part-3-2-cancel-plan) - [Jennifer Pace](https://www.getjensurance.com/blog/author/jennifer-pace) - April 18, 2025 ### [A Guide to Canceling or Terminating Your Marketplace Insurance Plan](https://www.getjensurance.com/blog/part-3-2-cancel-plan) There are many reasons you might find yourself needing to change or cancel the Health Insurance Marketplace® plan you... [Continue to the full article](https://www.getjensurance.com/blog/part-3-2-cancel-plan) [![A teal calculator and a stack of gold coins on top of documents.](https://www.getjensurance.com/hubfs/calcclamptax-feat-img-final.jpg)](https://www.getjensurance.com/blog/3-4-all-about-aptc) - [Jennifer Pace](https://www.getjensurance.com/blog/author/jennifer-pace) - April 15, 2025 ### [All About APTC: What It Is, Who Gets It, & What to Do at Tax Time](https://www.getjensurance.com/blog/3-4-all-about-aptc) This is another subtopic page I hadn’t planned when making my initial plan for my Health Insurance Marketplace® e-book... [Continue to the full article](https://www.getjensurance.com/blog/3-4-all-about-aptc) [![Colorful abstract profiles with a central white question mark.](https://www.getjensurance.com/hubfs/group-question-min.jpg)](https://www.getjensurance.com/blog/7-8-q-and-a-series-gallery) - [Jennifer Pace](https://www.getjensurance.com/blog/author/jennifer-pace) - April 6, 2025 ### [Q&A Social Media Series: Image Gallery](https://www.getjensurance.com/blog/7-8-q-and-a-series-gallery) Learning basic insurance concepts through infographics This series was originally posted on the Jensurance Facebook and... [Continue to the full article](https://www.getjensurance.com/blog/7-8-q-and-a-series-gallery) [![Abstract image with colorful marbled rectangular shapes overlapping, featuring pink, orange, and teal.](https://www.getjensurance.com/hubfs/transcript-feat-img-min.jpg)](https://www.getjensurance.com/blog/7-8-a-q-and-a-transcript) - [Jennifer Pace](https://www.getjensurance.com/blog/author/jennifer-pace) - April 6, 2025 ### [Q&A Series: Image Descriptions, Transcript, and Links](https://www.getjensurance.com/blog/7-8-a-q-and-a-transcript) This is a supplementary page to the Q&A Social Media Series Image Gallery to provide detailed image descriptions with... [Continue to the full article](https://www.getjensurance.com/blog/7-8-a-q-and-a-transcript) [![Abstract image with colorful marbled rectangular shapes overlapping, featuring pink, orange, and teal.](https://www.getjensurance.com/hubfs/transcript-feat-img-min-1.jpg)](https://www.getjensurance.com/blog/6-4-a-transcript) - [Jennifer Pace](https://www.getjensurance.com/blog/author/jennifer-pace) - April 3, 2025 ### [Infographics Gallery: Image Descriptions, Transcript & Links](https://www.getjensurance.com/blog/6-4-a-transcript) Detailed image descriptions with transcribed text, including source hyperlinks As I mentioned in my main post with the... [Continue to the full article](https://www.getjensurance.com/blog/6-4-a-transcript) [![Brightly colored collage of abstract images representing different insurance elements like policies, a doctor & patient, and dollar bills.](https://www.getjensurance.com/hubfs/BANNER1200X628-final.jpg)](https://www.getjensurance.com/blog/7-9-total-cost-of-coverage) - [Jennifer Pace](https://www.getjensurance.com/blog/author/jennifer-pace) - April 1, 2025 ### [Comparing Plans and the Total Cost of Health Coverage](https://www.getjensurance.com/blog/7-9-total-cost-of-coverage) (An excerpt from Obamacare? Marketplace? The Exchange?: A Comprehensive Guide: Part 2: Apply. Compare. Enroll COMING... [Continue to the full article](https://www.getjensurance.com/blog/7-9-total-cost-of-coverage) [![A colorful digital illustration of a woman with her hair in a bun, typing on a laptop amid swirling vibrant hues.](https://www.getjensurance.com/hubfs/laptop-person-feat-img.jpg)](https://www.getjensurance.com/blog/3-1-post-enrollment-by-company) - [Jennifer Pace](https://www.getjensurance.com/blog/author/jennifer-pace) - March 16, 2025 ### [Post-Enrollment Resources from Top Marketplace Insurance Carriers](https://www.getjensurance.com/blog/3-1-post-enrollment-by-company) (This post is an excerpt from my upcoming guide, Obamacare? Marketplace? The Exchange?: A Comprehensive Guide) [Continue to the full article](https://www.getjensurance.com/blog/3-1-post-enrollment-by-company) [![A colorful abstract image with overlapping rectangles and a question mark in the center.](https://www.getjensurance.com/hubfs/question-feat-img-min.jpg)](https://www.getjensurance.com/blog/did-you-know-images) - [Jennifer Pace](https://www.getjensurance.com/blog/author/jennifer-pace) - February 7, 2025 ### [DID YOU KNOW? The Infographics: Series Image Gallery](https://www.getjensurance.com/blog/did-you-know-images) These are the infographics I created and originally posted with the Did You Know? social media series. I had trouble... [Continue to the full article](https://www.getjensurance.com/blog/did-you-know-images) [![A colorful abstract art composition with six clocks against a vivid paint-splattered background.](https://www.getjensurance.com/hubfs/feat-img-sep-clocks-min.jpg)](https://www.getjensurance.com/blog/part-3-3-sep-and-qle) - [Jennifer Pace](https://www.getjensurance.com/blog/author/jennifer-pace) - January 24, 2025 ### [Missed Open Enrollment? You May Qualify for a SEP!](https://www.getjensurance.com/blog/part-3-3-sep-and-qle) What is a SEP? SEP stands for Special Enrollment Period. It’s a time outside the Health Insurance Marketplace® annual... [Continue to the full article](https://www.getjensurance.com/blog/part-3-3-sep-and-qle) [![U.S. dollar bills on a colorful, textured paint background.](https://www.getjensurance.com/hubfs/feat-img-bills-in-paint-min.jpg)](https://www.getjensurance.com/blog/hhs-issues-final-2026-payment-notice) - [Jennifer Pace](https://www.getjensurance.com/blog/author/jennifer-pace) - January 14, 2025 ### [HHS Finalizes Standards to Protect Consumers](https://www.getjensurance.com/blog/hhs-issues-final-2026-payment-notice) On January 13, 2025, HHS (Department of Health & Human Services) CMS (Centers for Medicare & Medicaid Services) issued... [Continue to the full article](https://www.getjensurance.com/blog/hhs-issues-final-2026-payment-notice) [![Abstract painting of colorful silhouettes of figures with a swirling background.](https://www.getjensurance.com/hubfs/feat-img-crowd-min.jpg)](https://www.getjensurance.com/blog/centers-for-medicare-medicaid-services-enrollment-update) - [Jennifer Pace](https://www.getjensurance.com/blog/author/jennifer-pace) - January 10, 2025 ### [CMS.gov ACA Marketplace Enrollment Snapshot](https://www.getjensurance.com/blog/centers-for-medicare-medicaid-services-enrollment-update) JUST RELEASED 01/08/2025 [Continue to the full article](https://www.getjensurance.com/blog/centers-for-medicare-medicaid-services-enrollment-update) PREVIOUS [1](https://www.getjensurance.com/blog) [2](https://www.getjensurance.com/blog/page/2) [NEXT](https://www.getjensurance.com/blog/page/2) Health Insurance Marketplace® is a registered service mark of the U.S. Department of Health & Human Services. 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